If you need a car but are unsure how you should pay for it this section is for you. Below are more detailed and comparative details of the different methods of financing your vehicle.

We often get asked: "Does leasing a car really beat buying...?"
 
Well, when the 24-month forecasted depreciation is significantly more than the cost of the 24-monthly rentals for the same new car, then the answer is: "Of course it does...!".

Here's an example on one of our depreciation-beating deals at the moment:
 
New VAUXHALL ASTRA SPORT HATCH 1.7 CDTi 16V SRi 3dr - List Price £ 17,400.00 [on the road including Metallic Paint]

Used VAUXHALL ASTRA SPORT HATCH 1.7 CDTi 16V SRi 3dr - CAP Book Value £ 9,400.00 (2-years old with 20,000 miles)

Depreciation (i.e. the difference between current new price and current used price) = £ 8,000.00
 
Our leasing deal on the same new car:
 
Initial rental (3) + 23 rentals of £179.99 + VAT (based on 10,000 miles per annum)

Total rentals payable = £ 5,498.70 inc VAT
 
Saving you over 24-months = £ 2,501.30
 
NB: And you can reclaim 50% of the VAT on the monthly rentals if you're VAT registered.
 
Plus: New vehicles are delivered to your door - nationwide.
Road Tax is included for the duration of the contract normally.

You save time!!! The most valuable commodity in the world!

Ask yourself the question: How much does your comany pay you per hour?

What's an extra hour of quality time with your friends and family worth?

All cars are brand new UK supplied (no imports) For more accurate buy or lease tools try www.CarTax.co.uk
 
So, if you're thinking of changing your car sometime soon, and you don'ts find a lease transfer to suit why not give us a call... for New Car Leasing Quote :

 

It's the new and innovative way to finance the car you want for business or pleasure. As long as you are employed and have a reasonably clean credit history you can be in the driving seat of the new or nearly new car of your dreams, normally within 10-14 days from application. It is particularly suited to people who are eligible for a company car allowance scheme or are in the IR35 catchment zone.

Personal Contracts are for a set period of time; say 3,4 or 5 years. The monthly rate you pay is based on your annual mileage and any additional services you require, such as servicing & maintenance, tyres, RAC and road tax. You can buy the car at the end of the contract at the agreed amount or walk away subject to mileage and condition.

With traditional methods of purchasing a car such as a loan, your payments have to fund the entire cost of the vehicle which means that your monthly outgoings are high.With a Personal Contract your monthly payments are reduced because they are based on only part of the price of the car for the period of the agreement. As a result your money will go further. In essence you can afford to have more car for your money!

 

Imagine the convenience of a company car without having to pay tax on the benefit. We can now bring this experience to you, should you wish to opt out of your company car scheme and choose a cash allowance instead.

Unlike many company car schemes, which restrict your choice of car, carpartners offers a virtually unlimited selection. Not only can you choose any make or model, manual or automatic, but you also have an option of a nearly new car. This means you could afford a higher specification of car for the same monthly amount. Or have a similar standard of car and pay up to 30% less!

As long as you have a letter from your employer detailing the terms of your car allowance scheme you may only need to make a small deposit equivalent to just one monthly payment in advance.

 

For many people the concept of buying a car outright is daunting not least because the future value of the car is so difficult to quantify. The added complication of maintaining the car and the costs associated with this may make it a less attractive option.

However if you are in the position of having cash to purchase your chosen vehicle outright and feel comfortable with the concept of servicing, taxing and disposing of it we can source and supply any make or model of car.

We will negotiate on your behalf with dealers and manufacturers and advise on any special pricing available at the time.

Our price check service ensures that you have been offered the best deal every time. All we require is a written quotation from your chosen supplier.

We charge 1% of the list price or £250 +Vat -whichever is the lower amount.

If you have decided that you can afford an increased level of monthly payment we can provide competitive rates on Hire Purchase for all personal circumstances.

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